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Get ICICI Lombard Health Insurance Plan and Welcome a Booming Future

ICICI Lombard Health Insurance Company is a collaborative venture of ICICI Bank Limited from India and Fairfax Financial Holdings Limited from Canada. The company has earned a rock-solid reputation in the market by offering comprehensive health insurance that takes care of hospitalization expenses, ambulance costs, daycare procedures, and domiciliary hospitalization. Besides health insurance, it also offers other types of insurance such as home, travel, car, bike, and more.

Besides the regular health insurance plan, ICICI Lombard Medical Insurance also presents other plans to fulfill unique needs of policyholders.

ICICI Lombard's Health Insurance plans are formulated to offer wide-ranging coverage and top-notch service. Besides typical health insurance policies, ICICI Lombard Health Insurance also presents a top-up plan that guards policyholders when their basic plan's amount is depleted. By offering a comprehensive assortment of insurance products, the company assures to meet customer's unique insurance requirements.

Prominent Attributes of ICICI Lombard Health Insurance Company

Network hospitals: This Company has tie-ups with more than 6,700 hospitals. If you get admitted in one of the network hospitals, the insurer will take care of the bill. You will not be demanded to pay anything from your pocket.

Solvency ratio: IRDAI annual report of 2021-22 has stated that solvency ratio of Lombard Mediclaim is 2.54.  

Annual premium: According to the IRDAI annual report of 2021-22, ICICI health insurance has an annual premium of 17,976.87 cr.

Claim support ratio: IRDAI annual report of 2021-22 states the company's claim support is 97.07.

Number of branches: It has more than 286 branches in India. If you have any concern regarding policy or claim, visit the nearest branch and get it resolved.

ICICI Lombard Health Insurance Plans

ICICI Lombard continues to help customers by offering numerous health plans that offer financial protection. These plans are devised to fulfill customer's healthcare requirements when an emergency knocks at their door. It provides plans for individuals, families, and even offers coverage against Covid-19.

ICICI Lombard Health Insurance Network Hospitals

ICICI Lombard Health Insurance Company sustains a tie-up with more than 6700 network hospitals. A policyholder can get admitted to one of the hospitals and avail cashless facility.

Buying a health insurance plan that includes a sweeping range of hospitals is beneficial. During a medical emergency, you can get this facility and focus on getting better.  

Network hospitals maintain a tie-up agreement with insurance companies for presenting cashless hospitalization to the policyholder.

Cashless facility means that you can focus on your recovery instead of worrying about paying hospital bills. All your medical expenses will be borne by the insurance provider. Make sure to check the network hospital list before you buy a medical insurance plan or get admitted to the hospital.

How to Calculate ICICI Lombard Health Insurance Plans Premium?

ICICI Lombard Mediclaim enables its customers to calculate their premiums online by using ICICI Lombard Health Insurance Premium Calculator. It assists policyholders to understand how much they need to pay annually.

Why Do You Need to Buy ICICI Lombard Health Insurance Plan from Policychayan?

Policychayan is a trusted platform for fulfilling your insurance-re; related needs. Approved by IRDAI, we aim to make the insurance-buying process a cakewalk for you. Here you can compare different insurance policies so that you can reach a better decision. Additionally, you can buy an insurance plan within a few minutes. Here we let you march to the beat of your own drum. And 24*7 customer care service will not let you stay worried. We make sure to address your concerns so you can live peacefully.

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Frequently Asked Questions

No, the medical tests are not required if you are below 56 years.

No. Nevertheless, few plans such as ICICI Complete Health present some optional rider that enables a policyholder to get worldwide coverage.

Mandatory coverage is the original coverage rendered by the health insurance policy. The coverage can either be altered or eliminated.

You can easily cancel the policy when it is in the free look period which is usually 15 days. For this, you need to fill out a form and visit the nearest branch. After the request is processed, the premium will be refunded after the applicable deductions within the specified period.

No, it doesn't allow mid-term inclusion. However, you can do this during renewals.

Visit the official website of ICICI Lombard Health Insurance.
Give your Claim number or AL number.
Click on the 'search' option, then you will be redirected to another page where you can check your claim status.