Aditya Birla Health Insurance Company Limited (ABHICL) is a separate entity that exists under the umbrella of Aditya Birla Capital Limited. It is a joint venture between Aditya Birla Group and MMI holding of South Africa. It was founded in 2015 but began operating from October 2016.
Aditya Birla Best Health Insurance Plan offers a range of benefits like cashless treatment, coverage to manage ambulance costs, AYUSH treatments, pre and post-hospitalization expenses, and more.
Additionally, Aditya Birla Health Insurance also renders wellness and rewards that enables you to monitor your health so you can reach your health goals which assist you to avail additional rewards.
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Why are people inclined to choose Aditya Birla Health Insurance?
Let's see some fundamental attributes to understand this company as per its performance.
Network Hospitals:
The company sustains a tie-up with more than 10,051 hospitals. If you are a policyholder and you get treatments for a medical emergency from one of these hospitals, then you will be eligible to get a cashless facility.
Solvency Ratio:
As per the IRDAI report, Aditya Birla Health Insurance maintains a solvency ratio of 1.73.
The solvency ratio enables a potential policyholder to assess the ability of an insurer to fulfill its financial commitments. As of now, it is mandatory for insurers to maintain a health solvency ratio of 1.50.
Claim support:
The claim support of Aditya Birla Insurance is 99.41%. Why is this important? It plays an important role because it helps a seeker to assess insurer's claim settling ability.
Annual premium:
The annual report of IRDAI 2021-22 states that the annual premium of Aditya Birla Health Insurance is 1,726.67 cr.
Claim Support Ratio:
When choosing an insurance company, make sure to consider its claim support ratio as it reflects the insurer's ability to settle claims. Aditya Birla Health Insurance maintains a claim settlement of 100% which reflects that the company is reliable and works for customers' welfare.
Number of branches:
Currently, it is present in more than 2300 cities. It means if a policyholder wants to dispel policy or claim-related doubts, they can visit the nearest branch of the company.
Benefits of Aditya Birla Life Insurance
Delivers activ health management programs:
Aditya Birla Health Insurance company assures to take good care of a person. They offer an active health management program that manages all lab tests, doctor consultations, and appointments.
Rewards and health returns:
Policyholders who follow a healthy lifestyle are eligible to get rewards. The company will return up to 30% of your premium if a policyholder manages to earn 13 active days= Green Health Heart Score.
Chronic Management Program:
Aditya Birla Medical Insurance provides a peculiar program to assist people suffering from four major chronic diseases: asthma, high blood pressure, high cholesterol, and diabetes. It supports people to manage their cost of living.
A policyholder can also get cashless coverage for OPD charges, such as medicines, diagnostic tests, and doctor consultations from the beginning.
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