Terms & Conditions

Terms 

Policychayan operates the website https://policychayan.com/ to provide customers with a range of insurance products from various insurance firms. Policy Chayan is not an insurance company; we are IRDA-approved web aggregators. You agree to be bound by the following terms and conditions by accessing or using our website and services. You are prohibited from using or accessing this site if you disagree with these terms.  

License

The information policy grants you a non-exclusive, non-transferable, revocable license to access and use our website and services for personal and non-commercial use. All content and materials included on our website and services, such as text, graphics, logos, images, and software, are the property of Policy Chayan or its licensors and are protected by copyright and trademark laws. You do not acquire any ownership rights by using our website or services.

You may not use our website or services for any illegal or unauthorised purpose or in any way that could damage, disable, overburden, or impair our website or services. 

You may not use our website or services to collect or store personal information about others or to harvest or mine data from our website or services. 

You may not use our website or services to engage in any activities violating these Terms or any applicable laws.

Disclaimer

Our website and services are provided on an "as is" and "as available" basis. We do not make any representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability of the website, the information provided, or any actions taken based on the information provided. Any reliance you place on such information is, therefore, strictly at your own risk. 

Limitation

In no event shall Policychayan or its suppliers be liable for any direct, indirect, incidental, special, or consequential damages, or damages for loss of profits, revenue, data or use, incurred by you or any third party, whether in action in contract or tort, arising from your access to, or use of, our website or services.

We shall not be liable for any damage to your computer system or loss of data that results from downloading any content, materials, information or software from our website or services.

Accuracy of Materials

Policy Chayan makes every effort to ensure that the information provided on our website and services is accurate and up-to-date. However, we do not guarantee the accuracy, completeness, or timeliness of the information provided on our website or services. 

Policy Chayan is not responsible for any errors or omissions in the information provided on our website or services or for any actions taken based on the information provided.

We reserve the right to change the information provided on our website or services at any time and without notice.

Links

Our website and services may contain links to third-party websites or services, and these links are provided for your convenience and information only. We do not control and are not responsible for the content or privacy practices of these third-party websites or services.

We do not endorse or support the products, services, or information provided on these third-party websites or services, and we are not responsible for any loss or damage that may result from your use of them.

Modifications

We reserve the right to make changes to our website and services, including the content, functionality, and features, at any time and without notice.

We may also change these Terms, Privacy Policy, Cookie Policy, Disclaimer and any other policies related to our website and services at any time and without notice. Your continued use of our website or services after such changes constitutes your acceptance of the new terms and policies.

Governing Law

These terms & conditions and your use of our website and services shall be governed by and construed in accordance with the regulations laid down by law courts of India.