TATA AIG Insurance Company is an outcome of collaboration between TATA Group and American International Group (AIG). This company commenced its operations in 2001 and has left a remarkable impression on the audience by offering excellent products and services.
TATA AIG is a renowned company that proffers travel insurance, health insurance, motor insurance, and numerous other products. Its health insurance plans are quite popular as it provides a comprehensive assortment of products in health to fulfill individual and business insurance necessities. TATA works day and night to create a better future for its customers by offering trustworthy and innovative medical insurance solutions.
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WHY CHOOSE TATA AIG HEALTH INSURANCE?
There are many reasons that lure people to choose TATA AIG HEALTH INSURANCE, let's discuss a few of them.
Network hospitals: Always go through a list of network hospitals that fall under your insurance. It equips with an idea of how expediently you can avail the cashless facility at the time of hospitalization. At present, TATA AIG has more than 7,200 network hospitals in all over India and helps you get complimentary health checkups, pre and post-hospitalization costs, and coverage for pre-existing diseases. Their in-house claim settlement team incorporates more than 400 professionals and they help you avail quick and easy claim experience.
Claim support: The term 'claim support' is used to address claim settling ability of an insurer. Before you select an insurer to get a health insurance plan, ensure to check this aspect thoroughly. As per IRDAI report of 2021-22, TATA AIG has settled 93.55% of claims within 3 months.
Annual premium: The annual premium displays the company's progress during a financial year. As per IRDAI report, the annual premium of TATA AIG Health Insurance is 10,024.97 Crores.
Solvency Ratio: The solvency ratio of TATA AIG Insurance as per IRDAI report of 2021-22 is 2.14.
PLANS OFFERED BY TATA AIG HEALTH INSURANCE
Following is a list of all the plans of TATA AIG. Ensure to assess all the plans before reaching your final decision.
INDIVIDUAL AND FAMILY HEALTH INSURANCE
Benefits of Buying TATA AIG Health Insurance
TATA AIG assures that cashless claims are processed swiftly. Even if the hospital does not fall under the network of an insurer, then the company offers a reimbursement option to ensure the treatment of your illness doesn't lead to a financial crisis.
Moreover, the plans offered by TATA AIG deliver no room rent restrictions, inpatient treatment, consumable benefits, and tax savings under section 80(D). This company also offers family floater plans, so you and your family can get treatment without worrying about medical costs.
24*7 customer support: A customer can call on a company's toll-free to dispel their insurance-related doubts.
Pan India presence: It maintains a PAN India presence in 200 destinations. In case of any confusion or doubt, a customer can visit the nearest branch.
In-patient treatment: It covers your room rent, nursing, boarding, and medicine expenses during hospitalization.
Claim Process of TATA AIG Health Insurance Plans
The company takes immense pride in offering an easy claim process to help policyholders during medical emergencies. Let's discuss the cashless claim process.
Under this form of claim settlement, the insured has the liberty to get the required treatment at any network hospital without stressing upon making payments. The insurance provider will settle the bills of your treatment.
Admit yourself in one of the network hospitals empaneled with TATA AIG. Check the list of network hospitals on the company's portal.
After validating your identity, the hospital will submit the preauthorization form to the company.
Then the company will review your request and send confirmation via email.
The company will settle the claim after completing all the formalities.